Renters and homeowners in Delaware County who have felt financial impacts from the coronavirus can now get help through the Delco CARES program
DELAWARE COUNTY, PA — Certain renters and homeowners in Delaware County who have felt financial impacts from the coronavirus can now get help through the Delco CARES program.
The rent and mortgage relief programs are made possible through CDBG-CV and ESG-CV funds from the federal Coronavirus Aid, Relief, and Economic Security Act.
Funding available for rent assistance is $369,000 and $1.16 million is set aside for mortgage and utility assistance.
Grants are available on a first-come, first-served basis to eligible applicants whose households have lost income due to the pandemic.
Delaware County has partnered with three non-profit organizations — Community Action Agency of Delaware County, Media Fellowship House, and Chester Community Improvement Project — to administer the funds.
Successful applicants must meet the eligibility requirements established by the U.S. Department of Housing and Urban Development (HUD).
Below are details on obtaining assistance with rent and mortgage payments:
To be eligible for rental assistance, households must be able to document that their housing crisis is related to the COVID-19 Pandemic.
Household members must be homeless or at risk of homelessness and have an income that is at or below 50 percent of the Area Median Income (AMI) as defined by HUD.
Those who qualify for rental assistance may be eligible to receive funding to cover up to six months of rental arrears or move-in costs such as security deposit, first month’s rent and if required by the landlord, last month’s rent.
Payments will be made directly to the landlords on behalf of the qualified household.
The Delco CARES Rental Assistance Program is operated on behalf of the County by the Community
Action Agency of Delaware County (CAADC). Residents who are interested must call CAADC for an appointment at (610) 874-8451 or online here.
To be eligible for homeowner assistance, homeowners must be able to document that they have been financially impacted due to the COVID-19 Pandemic.
The applicant must be an owner-occupant of their residence with a household annual income of no more than 80 percent of the HUD-defined Area Median Income, be up to date on mortgage payments as of March 1, have homeowner’s insurance, and be up to date with County, municipal and school tax payments.
Homeowners may be eligible to receive assistance for mortgage and utility costs for a period not to exceed three months. Total assistance available can be no more than $6,000, of which no more than $1,000 may be for utility payments. Eligible utilities include water, sewer, electric, and gas.
Financial assistance payments through this program will be made directly to the mortgagee or utility vendor.
For an application and more information, homeowners can call either the Media Fellowship House at 610-565-0434 or online here or Chester Community Improvement Project (CCIP) at 610-876-8663 or online here.
Residents of Chester City, Haverford Township, and Upper Darby Township seeking mortgage assistance should contact their officials to determine the availability of mortgage assistance programs in their community.
Additional information programs to assist residents during the coronavirus pandemic can be found on the county’s coronavirus resource page here.